TAK & Associates LLC
Website: www.takassociates.com
Effective Date: November 14, 2026

1. Acceptance of Terms

By accessing or using TakAssociates.com, you agree to these Terms of Service and our Privacy Policy.

If you do not agree, please discontinue use of the website.

2. Nature of Services

TAK & Associates provides real estate financing referral and placement services, connecting prospective borrowers with independent licensed mortgage brokers, private lenders, fund managers, and other financing providers.

The website provides general information concerning potential financing solutions, including:

Private Money Loans

Private Money Credit Lines

Bridge and Construction Financing

Debt Service Coverage Ratio (DSCR) Loans

Bank Statement Loans

Other residential, commercial, and investment-property financing solutions

TAK & Associates is not the lender or broker of record for transactions referred to independent financing providers and does not directly approve, underwrite, or fund those loans.

The receiving financing provider is responsible for determining eligibility, loan terms, underwriting, documentation, and closing.

Any separately provided licensed mortgage origination services are subject to applicable licensing, sponsorship, and required disclosures.

3. No Financing Guarantee

Information on this website is provided for general informational and marketing purposes.

Submission of an inquiry does not constitute a loan application to a particular lender, a commitment to lend, preapproval, approval, or a guarantee of financing.

All financing is subject to applicable licensing requirements, lender approval, property valuation, underwriting criteria, documentation, program availability, and applicable law.

Rates, fees, loan amounts, loan-to-value limits, and funding timelines may vary.

No financing or closing timeline is guaranteed.

4. Accuracy of Information

You agree to provide accurate, current, and complete information when submitting inquiries.

You are responsible for reviewing financing proposals, loan documents, disclosures, and other materials provided by any financing provider.

5. Independent Financing Providers

TAK & Associates may introduce you to third-party financing providers.

Each provider operates under its own licensing, underwriting, pricing, privacy, and contractual requirements.

Any financing agreement is entered into separately with the applicable financing provider.

TAK & Associates does not guarantee the performance, availability, or approval decisions of independent third parties.

6. No Professional Advice

Website content is not intended as individualized legal, tax, investment, accounting, or financial advice.

You should consult appropriately qualified professionals before making significant financial or real estate decisions.

7. Communications and Consent

By submitting an inquiry, you authorize TAK & Associates to respond using the contact information you provide, subject to applicable law.

If you separately opt in to SMS communications, you agree to receive non-marketing text messages concerning your inquiry, responses, and appointment coordination.

Message frequency varies. Message and data rates may apply.

Reply STOP to unsubscribe or HELP for assistance.

SMS consent is optional and is not a condition of obtaining services or financing.

Any marketing communications requiring additional consent will be subject to separate applicable consent requirements.

8. Privacy and Information Handling

Your use of this website is subject to our Privacy Policy.

Information submitted through the website may be shared with appropriate financing providers and service providers as described in that policy and as permitted by applicable law.

9. Intellectual Property

Website content, branding, graphics, text, logos, and other materials are owned by TAK & Associates or their respective licensors unless otherwise indicated.

Unauthorized reproduction, distribution, or commercial use is prohibited without prior written permission, except as permitted by law.

10. Prohibited Uses

You agree not to misuse the website, submit fraudulent or misleading information, attempt unauthorized access, interfere with website operations, or use the website for unlawful purposes.

11. Website Availability

We may modify, suspend, or discontinue website features or services without prior notice, subject to applicable law.

We do not guarantee uninterrupted or error-free website access.

12. Disclaimer of Warranties

To the extent permitted by applicable law, website content and functionality are provided on an “as available” and “as is” basis without warranties of uninterrupted availability, accuracy, or fitness for a particular purpose.

Nothing in these Terms limits rights or protections that cannot legally be waived.

13. Limitation of Liability

To the extent permitted by applicable law, TAK & Associates is not responsible for losses resulting solely from website interruptions, unauthorized third-party activities, or independent financing providers' decisions or actions.

Nothing in this section excludes liability that cannot legally be excluded or limited.

14. Governing Law

These Terms are governed by applicable federal law and the laws of the State of California, without limiting any mandatory consumer protections.

15. Changes to Terms

We may revise these Terms periodically.

Updated Terms will be posted on this website with the revised effective date. Continued use after changes become effective constitutes acceptance to the extent permitted by law.

16. Contact and Licensing

TAK & Associates LLC
999 Corporate Drive, Suite 100
Ladera Ranch, CA 92694

Telephone: (949) 201-8464
Email: [email protected]
Website: www.takassociates.com

Licensing Information:
TAK & Associates LLC — NMLS #857487
MLO NMLS #1114078
MLO NMLS #1013190

Equal Housing Opportunity, where applicable.